Monday, September 19, 2022

Find Out What You Don’t Know-Septic Systems



 Find Out What You Don’t Know-Septic Systems

If you have been on municipal sewer systems all your life a septic system can be very foreign topic. I have had clients exclaim “it goes into the ground?” When you explain what happens to human waste. I usually can’t help myself put immediately state, yep, it goes into the ground and on the other side of the cottage you pull your drinking water from the same ground! People can’t believe this all until you take a few minutes to explain how it all works. First you have to know that since municipal services are not available everywhere in the province there has to be individual systems to deal with human waste. These systems are septic systems, composing toilets, holding tanks and just a hole in the ground with a building overtop called outhouses. We can discuss the other systems at another time. Today lets talk septic systems. Septic systems are fairly simple. The system is a series of pipes caring the waste to a tank called a septic tank. The tank can be concrete or plastic. The tank is where the magic happens! It is a biological process that reduces the solids to a combination of sludge and liquids called effluent. The effluent flows from the tank to the drainfields from distribution pipes. The soil around the distribution pipes are layers of sand and gravel that helps filter the effluent into clean water If all that goes down the drain was human waste, these systems would work great forever. But users can easily alter the biological process by introducing things that stop or slow down the process, like chlorine, grease, excessive amount of water, soap, large amount of toilet paper. Trees can be unfriendly as well to a septic system as well. Roots can find their way into the distribution pipes and clog them. Effluent does not flow through a pipe that is filled with roots very well! Every municipality has guidelines on minimum sizes of systems, setbacks, clearances and absorption area. Be sure to know these guidelines.

Tuesday, September 13, 2022

HOW TO FIND A HOME THAT HAS YOUR “BIG THREE”

HOW TO FIND A HOME THAT HAS YOUR “BIG THREE”





How do you find the home of your dreams within a price you can afford? Most buyers start by making a “wish list”. But, it’s easy to get frustrated when you have a long wish list and expect you’ll be able to find a home with every one of those features. You might, for example, have “mature backyard tree” as number 23 on your list, and become disappointed when an otherwise ideal property doesn’t have one. But when you really think about it, your ideal home probably comes down to just three or four core characteristics. 

For example:

1. Nice, safe, family-oriented neighbourhood.                                                                  2. Good-sized backyard.                                                                                                  3. Four bedrooms and two baths.

Sure, there might be other features you were hoping for, such as “move in ready”, or that big tree, but your “big three” are the ones you really can’t do without.

So, when you’re shopping for a new home, yes, definitely make a long list of features and characteristics you desire. After all, there might be properties available on the market that check off most, if not all, of those boxes.

But also circle those three or four characteristics that are at the core of what you want. That will help make your property search much more focused and you’ll be more likely to find your next dream home.

Another advantage of coming up with your big three (or four) is that you’ll be able to quickly discover how much homes with those characteristics are selling for on today’s market. Once you know that price range, you’ll be able to talk with a mortgage advisor to pre-arrange financing. That will make your offer on that dream home even stronger.

Whatever you choose for your “big three”, I can help you find and buy that home. If you’ve been entertaining the idea of selling your property and finding your next dream home, give me a call. 

*When your recreation or waterfront property is no longer rainbows and sunshine, we offer concrete solutions to Life‘s curveballs. Call us today for a clear path. We will look after it. 705-927-6236 *


Brad Sinclair

Team Lead “The Brad Sinclair Team”

Sales Representative

Royal Heritage Realty, Brokerage

Visit my website! www.bradsinclair.ca

Call Or Text me 705-927-6236

Your Cottage Country Inside Source

Waterfront-Commercial-R.E. -Investing

Tuesday, August 23, 2022

Is now the best time for you to buy a house?

Is now the best time for you to buy a house? 

 

 

The market has seemed to have cooled down a bit, this is what you've been waiting for right? But now you are just really concerned about rising interest rates, and what the banks are up to, interest rates are just so "high" now compared to last year. There are no longer a whole bunch of multiple offers to complete with buyers are now more in control than they have been in the last couple of years. A higher interest rate can work in your favour if you are currently renting.

Here's how:

Every payment you make gets your mortgage down building equity in your home. How much equity are you building while renting from someone else, and waiting for the time to be right in the market? 

The reality is a 6 or 7% interest rate is way more appealing than the 100% interest rate you are paying to your landlord. You are building equity for them when you could be building equity for yourself. It just makes more sense to want to build equity for yourself and not someone else. Don't be off-put by the interest rates talk to your bank or your favourite mortgage person today, and if now is time for you to buy a house, give me a call so we can get you on the right track to finding your dream home.

 

 *When your recreation or waterfront property is no longer rainbows and sunshine, we offer concrete solutions to Life‘s curveballs. Call us today for a clear path. We will look after it.* 705-927-6236

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Brad Sinclair

Team Lead “The Brad Sinclair Team”

Sales Representative

Royal Heritage Realty, Brokerage

Visit my website! www.bradsinclair.ca

Call Or Text me 705-927-6236

Your Cottage Country Inside Source

Waterfront-Commercial-R.E. -Investing

The Brad Sinclair Team

**Not intended to solicit buyers or sellers under agency contract**