Understanding Shoreline Road Allowances: A Guide for Waterfront Property Buyers

When this question comes up, do you know the answer? Does your GTA agent know?

First of all, what is a shoreline road allowance (SRA)? Well, in the late 19th century, the Crown instructed their surveyors to lay out 66-foot road allowances along the banks of lakes and rivers in Ontario. These road allowances were used for logging and transportation of goods. Today, there is very little use, if at all, commercially, for road allowances. Since road allowances were no longer of interest to the general public for commercial uses, the Crown turned over the road allowances to the individual municipality in which the lakes were located. This leaves the road allowances being owned publicly.

Over the years, individual landowners were offered the opportunity to purchase the SRA from the municipality for exclusive use. Having ownership of the SRA would mean there would be fewer restrictions the seller would have on usage and building. Many did purchase the SRA, but many did not. Municipalities would not enforce rules in the past, so many cottages, boathouses and docks were built on these SRA’s. In today's tighter enforcement and environmental protection, problems can arise with current and future usage if the SRA is not owned. That said, “riparian rights” does say you could build a dock on the SRA, for example, and enjoy it without any problems with the proper permits.

For property owners whose existing access and use of the shoreline are not dependent on the SRA, there may be less need to purchase it. As long as they have secured riparian rights—the legal rights of property owners whose land abuts a body of water—they can often continue using the shoreline without owning the SRA. In these cases, the property owner may decide the costs and hassle of purchasing the SRA outweigh the benefits.

The rules and processes around SRAs can vary considerably between different municipalities. Some have limited the number of SRAs they'll sell yearly, while others are more open to property owners purchasing them. It's essential for anyone interested in an SRA adjacent to their property to research the specific policies and procedures in their local area.

However, this nuanced understanding of SRAs is not always known by all real estate agents, especially GTA agents. SRA is not part of the city business. Many may be unaware of the varied municipal regulations, the options for purchasing the SRA, or the implications of riparian rights versus owning the SRA. This lack of comprehensive knowledge can lead to misinformation or oversight regarding properties with shoreline road allowances.

Property buyers and sellers should carefully investigate the status and ownership of any SRA associated with a lakefront or riverfront property rather than rely solely on the advice of their real estate agent. Consulting with the local municipal planning department or a real estate lawyer specializing in waterfront properties can help ensure all the relevant details around the SRA are understood before proceeding with a transaction.

Brought for you by: Your local Realtor®

If you are looking to either Buy or Sell, contact me at 705-927-6236

Brad Sinclair, Sales Representative

Team Lead at The Brad Sinclair Team

Royal Heritage Realty

Your inside source to cottage country

Avoid Costly Surprises: Key Home Maintenance Issues to Uncover Before Buying Your Next House

Recognizing Potential Expenses in a Home Before You Buy It

When a new home you like comes on the market, it's easy to get distracted by all the lovely features, like a beautiful kitchen, all the space your current house may not have, and a bigger backyard. In all your excitement, make sure not to overlook any expensive maintenance issues that could be just around the corner.

It's crucial to thoroughly inspect the home's major systems and components to identify any potential costly repairs or replacements that may be needed in the near future. This can help you make a more informed decision and avoid unexpected financial burdens down the line.

When viewing the property, be sure to ask the seller or real estate agent for information on the age and condition of the following:

• Roof shingles
• Furnace and air conditioning system 
• Water heater
• Major appliances
• Windows and doors
• Plumbing and electrical systems

These items don't last forever, and knowing their age and expected lifespan can help you budget for potential replacements or repairs.

Remember to be vigilant to the more minor things you may not think of like the deck or fencing. Check the condition of:

• Decks, porches, and stairs
• Fencing and gates
• Gutters and downspouts
• Siding and trim

These can also be costly to repair or replace if in poor condition.

It's always a good idea to have the home you are ready to purchase examined by a qualified home inspector. This professional can provide a detailed assessment of the home's condition and identify any significant issues requiring attention. Their report can be invaluable in helping you make a well-informed decision about the property.

As your realtor, I can help you navigate these important considerations when buying a new home. I have extensive experience identifying potential maintenance and repair issues, and I can connect you with trusted home inspectors to thoroughly evaluate any property you're interested in. My goal is to ensure you make a confident, informed decision that protects your long-term investment. Let me know how I can assist you in finding the perfect new home!

Brought for you by:

Your local Realtor®

If you are looking to either Buy or Sell, contact me at 705-927-6236

Brad Sinclair, Sales Representative

Team Lead at The Brad Sinclair Team

Royal Heritage Realty

Your inside source to cottage country

Hire the RIGHT Realtor® to Sell Your Exclusive, Hard-to-Access Property

Selling Hard-to-Access Properties

Not every Realtor® has the knowledge and tools to access, list, show, and sell unique or hard-to-access properties. Selling these types of properties requires a specialized Realtor® with:

• Expertise in accessing and showcasing unique or remote properties
• The right tools and skills to give prospective buyers access
• The experience and resources to avoid costly delays or failed transactions.

As an experienced Realtor® who has successfully sold many hard-to-access and unique properties, I possess the specialized knowledge, skills, and resources required. This includes expertise in selling water-access only properties, hunting camps, vacant land, and ATV-access only locations. My area of focus is the Kawarthas and Highlands regions, where I have an extensive network and deep understanding of these specialized markets. I know how to effectively market these properties and provide buyers with seamless access, ensuring a smooth and efficient sales process.

Hiring an inexperienced Realtor® without the proper tools can end up costing you significant time and money. Why take that risk when you can work with a proven expert in this field? I am the Realtor® you want handling the sale of your hard-to-reach, off-the-grid, or otherwise difficult-to-access property.

Questions? Call me at 705-927-6236 and lets chat!

Brought for you by:

Your local Realtor®

If you are looking to either Buy or Sell, contact me at 705-927-6236

Brad Sinclair, Sales Representative

Team Lead at The Brad Sinclair Team

Royal Heritage Realty

Your inside source to cottage country