Week in review: Real Estate Market Watch and Update (September 22nd-September 28th2025) Peterborough and Haliburton

Real Estate Market Brief September 30th, 2025 Edition 

Peterborough and Haliburton

(September 22nd-September 28th,  2025)

www.bradsinclair.ca

 Peterborough (Non-Waterfront)

# of New listings-97

# of Active Listings-300+

# of Conditionally Sold-51

# of Sold-35

Average Sale Price-$631,305

Average List Price of Sold Listings-$650,683

Average Days on Market-41

Peterborough (Waterfront)

# of New listings: 15

# of Active Listings-284

# of Conditionally Sold-11

# of Sold-7

Average Sale Price-$764,814

Average List Price of Sold Listings-$696,741

Average Days on Market-54

Haliburton (Non-Waterfront)

# of New listings-18

# of Active Listings-240

# of Conditionally Sold-14

# of Sold-4

Average Sale Price-$395,500

Average List Price of Sold Listings-$417,250

Average Days on Market-69

Haliburton (Waterfront)

# of New listings-12

# of Active Listings-254

# of Conditionally Sold-13

# of Sold-5

Average Sale Price-$577,200

Average List Price of Sold Listings: $609,580

Average Days on Market-63

Summary of the Numbers!

My Thoughts

The key takeaways from the real estate data are:

The comparison covers the real estate market in the Peterborough and Haliburton regions for the two time periods: September 15th-21st, 2025, and September 22nd-28th, 2025.

For the Peterborough non-waterfront market:

• The number of new listings decreased from 106 to 97
• The number of active listings remained over 300
• The number of conditionally sold listings decreased from 66 to 51
• The number of sold listings increased from 31 to 35
• The average sale price increased from $604,601 to $631,305
• The average list price of sold listings increased from $619,961 to $650,683
• The average days on market decreased from 47 to 41

For the Peterborough waterfront market:

• The number of new listings decreased slightly from 16 to 15
• The number of active listings decreased from 294 to 284
• The number of conditionally sold listings increased from 9 to 11
• The number of sold listings increased from 5 to 7
• The average sale price decreased from $1,035,600 to $764,814
• The average list price of sold listings decreased from $1,094,660 to $696,741
• The average days on market decreased from 63 to 54

For the Haliburton non-waterfront market:

• The number of new listings decreased slightly from 19 to 18
• The number of active listings increased slightly from 237 to 240 
• The number of conditionally sold listings increased from 12 to 14
• The number of sold listings decreased from 7 to 4
• The average sale price increased from $384,214 to $395,500
• The average list price of sold listings increased from $413,557 to $417,250
• The average days on market increased from 54 to 69

For the Haliburton waterfront market:

• The number of new listings decreased from 14 to 12
• The number of active listings increased from 251 to 254
• The number of conditionally sold listings increased from 8 to 13
• The number of sold listings increased from 5 to 5
• The average sale price decreased from $746,000 to $577,200
• The average list price of sold listings decreased from $825,380 to $609,580
• The average days on market decreased from 68 to 63

Overall, the data shows a mixed performance across the different Peterborough and Haliburton real estate segments, with some metrics improving and others declining compared to the prior week. The report provides a detailed breakdown of the key changes in the market.

Cottage Living: The Evolving Trend Towards a More Balanced Life

"Cottagecore is more than just a trend – it's a lifestyle. But what does the future hold for this idyllic way of life? Join us as we explore the latest trends in technology, sustainability, and more."

The rise of remote work and the desire for a more balanced life have fueled the trend of cottage living. Cottages are no longer just for summer getaways; they are becoming year-round homes for those seeking a quieter, more nature-connected lifestyle. This shift is evident in the increasing popularity of sustainable and energy-efficient cottage designs.

Smart homes are making cottages more comfortable and efficient, with automated lighting, heating, and security systems. The integration of renewable energy sources, such as solar panels, is becoming increasingly common in cottage living. High-speed internet access is transforming cottages into remote workspaces, allowing people to connect with the world while enjoying the peace of nature.

Cottage living is increasingly associated with a desire for a more sustainable and self-sufficient lifestyle. The rise of urban farming and food production techniques is influencing cottage gardens, with people growing their own produce and raising chickens. The focus on reducing environmental impact is evident in the use of eco-friendly materials and practices in cottage construction and renovation.

Cottage living fosters a strong sense of community among residents, creating opportunities for social interaction and shared experiences. Community gardens, farmers markets, and shared workshops are common features in cottage communities, promoting collaboration and connection. The rise of online platforms and social media groups dedicated to cottage living is connecting individuals and fostering a sense of belonging.

Cottages are evolving into more adaptable and flexible spaces, catering to the needs of a diverse range of people. The future of cottage living is likely to be characterized by innovative design, smart technology, and a deep connection to nature. As the world increasingly embraces a sustainable and mindful way of life, cottage living is poised to become an even more appealing and desirable option for those seeking a different kind of life.

As cottages continue to evolve, the future of this lifestyle is poised to become even more appealing and desirable. With innovative design, smart technology, and a deep connection to nature, cottage living is set to offer a refreshing alternative for those seeking a more balanced and sustainable way of life.

Brought to you by: Your local Realtor®

If you are looking to either Buy or Sell, contact me at 705-927-6236

Brad Sinclair, Sales Representative

Team Lead at The Brad Sinclair Team

Royal Heritage Realty

Your inside source to cottage country

Not intended to solicit clients under contract 

Understanding Shoreline Road Allowances: A Guide for Waterfront Property Buyers

When this question comes up, do you know the answer? Does your GTA agent know?

First of all, what is a shoreline road allowance (SRA)? Well, in the late 19th century, the Crown instructed their surveyors to lay out 66-foot road allowances along the banks of lakes and rivers in Ontario. These road allowances were used for logging and transportation of goods. Today, there is very little use, if at all, commercially, for road allowances. Since road allowances were no longer of interest to the general public for commercial uses, the Crown turned over the road allowances to the individual municipality in which the lakes were located. This leaves the road allowances being owned publicly.

Over the years, individual landowners were offered the opportunity to purchase the SRA from the municipality for exclusive use. Having ownership of the SRA would mean there would be fewer restrictions the seller would have on usage and building. Many did purchase the SRA, but many did not. Municipalities would not enforce rules in the past, so many cottages, boathouses and docks were built on these SRA’s. In today's tighter enforcement and environmental protection, problems can arise with current and future usage if the SRA is not owned. That said, “riparian rights” does say you could build a dock on the SRA, for example, and enjoy it without any problems with the proper permits.

For property owners whose existing access and use of the shoreline are not dependent on the SRA, there may be less need to purchase it. As long as they have secured riparian rights—the legal rights of property owners whose land abuts a body of water—they can often continue using the shoreline without owning the SRA. In these cases, the property owner may decide the costs and hassle of purchasing the SRA outweigh the benefits.

The rules and processes around SRAs can vary considerably between different municipalities. Some have limited the number of SRAs they'll sell yearly, while others are more open to property owners purchasing them. It's essential for anyone interested in an SRA adjacent to their property to research the specific policies and procedures in their local area.

However, this nuanced understanding of SRAs is not always known by all real estate agents, especially GTA agents. SRA is not part of the city business. Many may be unaware of the varied municipal regulations, the options for purchasing the SRA, or the implications of riparian rights versus owning the SRA. This lack of comprehensive knowledge can lead to misinformation or oversight regarding properties with shoreline road allowances.

Property buyers and sellers should carefully investigate the status and ownership of any SRA associated with a lakefront or riverfront property rather than rely solely on the advice of their real estate agent. Consulting with the local municipal planning department or a real estate lawyer specializing in waterfront properties can help ensure all the relevant details around the SRA are understood before proceeding with a transaction.

Brought for you by: Your local Realtor®

If you are looking to either Buy or Sell, contact me at 705-927-6236

Brad Sinclair, Sales Representative

Team Lead at The Brad Sinclair Team

Royal Heritage Realty

Your inside source to cottage country