Week in review: Real Estate Market Watch and Update (September 15-September 21 2025) Peterborough and Haliburton

Real Estate Market Brief September 22nd, 2025 Edition 

Peterborough and Haliburton

(September 15th-September 21st,  2025)

www.bradsinclair.ca

 Peterborough (Non-Waterfront)

# of New listings-106

# of Active Listings-300+

# of Conditionally Sold-66

# of Sold-31

Average Sale Price-$604,601

Average List Price of Sold Listings-$619,961

Average Days on Market-47

Peterborough (Waterfront)

# of New listings: 16

# of Active Listings-294

# of Conditionally Sold-9

# of Sold-5

Average Sale Price-$1,035,600

Average List Price of Sold Listings-$1,094,660

Average Days on Market-63

Haliburton (Non-Waterfront)

# of New listings-19

# of Active Listings-237

# of Conditionally Sold-12

# of Sold-7

Average Sale Price-$384,214

Average List Price of Sold Listings-$413,557

Average Days on Market-54

Haliburton (Waterfront)

# of New listings-14

# of Active Listings-251

# of Conditionally Sold-8

# of Sold-5

Average Sale Price-$746,000

Average List Price of Sold Listings: $825,380

Average Days on Market-68

Summary of the Numbers!

My Thoughts

The key takeaways from the real estate data are:

• In Peterborough non-waterfront:

  • The number of new listings increased from 90 to 106.
  • The number of sold properties increased slightly from 29 to 31.
  • The average sale price decreased from $641,924 to $604,601.
  • The average days on market increased from 30 to 47.

  In Peterborough waterfront:

  • The number of new listings decreased from 22 to 16.
  • The number of sold properties decreased from 9 to 5.
  • The average sale price increased significantly from $654,222 to $1,035,600.
  • The average days on market increased from 48 to 63.

  In Haliburton non-waterfront: 

  • The number of new listings increased from 13 to 19.
  • The number of sold properties decreased from 9 to 7.
  • The average sale price decreased from $475,444 to $384,214.
  • The average days on market remained the same at 54.

  In Haliburton waterfront:

  • The number of new listings decreased from 19 to 14. 
  • The number of sold properties decreased from 8 to 5.
  • The average sale price decreased from $812,450 to $746,000.
  • The average days on market increased from 38 to 68.

  The key changes seem to be a drop in Peterborough waterfront sales but a significant increase in average price, along with a general decrease in sales and prices in the Haliburton market compared to the previous week.

In the News:

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Royal Heritage Realty

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Bank of Canada Set to Cut Interest Rates Again (Fingers Crossed!)

Tiff Macklem Poised to Lower Rates for Third Time in 2024

Tomorrow, the financial world will be watching closely as Tiff Macklem, the Governor of the Bank of Canada, announces whether the central bank will cut interest rates for a third time this year. This highly anticipated decision comes on the heels of Canada's economy growing more than expected in the second quarter, despite the unemployment rate reaching its highest level in two years.

Economists are largely betting on a rate cut, primarily due to the elevated unemployment figures. Reducing the benchmark interest rate could have a ripple effect through the markets, ultimately providing some relief for Canadian consumers. This move could also serve as a much-needed boost for the country's stagnant real estate market, plagued by mortgage challenges and market uncertainty over the past two years.

"A 25-basis-point reduction in the policy rate won't make a huge change overnight, but there is a risk that the housing market interprets this as a signal of further rate cuts to come and sparks an acceleration in housing market activity," warned one economist. This cautious sentiment underscores the delicate balance the Bank of Canada must strike in its decision-making process.

While a rate cut could provide a much-needed boost to the real estate market and the overall economy, there is a risk of overreaction and unsustainable growth. The central bank will need to carefully monitor the market's response and be prepared to adjust its policies accordingly to ensure a stable and healthy economic environment.

Regardless of the outcome, one thing is clear: the Bank of Canada's actions will significantly impact millions of Canadians' lives. The challenge lies in striking the right balance between stimulating growth and maintaining stability – a delicate dance requiring the utmost skill and foresight from Tiff Macklem and his team.

As the country navigates these uncharted waters, the decisions made tomorrow will undoubtedly shape the future of Canada's economic landscape, with ripple effects that will be felt for years to come.